Bank before
you board.
We're building simpler U.S. banking for your move, before you arrive or once you’re here.
One move.
Fewer loose ends.
From your first U.S. number to your first purchase. Here’s the experience we’re building for your move.
01 / After visa approval
Start with your name and email, before your move or after you arrive.
02 / Get connected
Bring your existing number, or choose an eSIM in the app for a compatible phone.
03 / Before or after arrival
Upload your documents and complete identity checks. Account opening is subject to eligibility and approval.
04 / If approved
Once approved, add your digital card to your wallet, fund your account and start making it yours.
As you settle in
Build your financial footing with credit guidance and rent reporting. Planned for a later release.
A few things to know.
Who are you building Xettl for?
People moving to the U.S. for a longer stay: students, workers, partners and families. Whether you’re planning your move or already here, we’d love to hear what you need. Tourist visits aren’t our focus yet; final account eligibility has not been determined.
When can I start using Xettl?
Join the waitlist and choose product updates if you’d like to hear when applications open. We’ll share eligibility, pricing and availability before you apply.
Would I need to be in the U.S. to apply?
Our goal is to support applications before you arrive as well as after. Required documents, supported countries, timing and eligibility would depend on the final program and banking partner. A visa alone would not guarantee approval.
What if I don’t have a U.S. phone number?
We plan to offer an optional eSIM in the app, or let you use an existing number. Device compatibility, coverage, pricing and availability are still being worked out.
What about credit guidance and rent reporting?
Both are planned for a later phase and are not available now. We’ll share details when the scope and timing are confirmed. No credit score, credit decision or reporting outcome is guaranteed.
Is Xettl a bank?
No. Xettl is not a bank and does not currently offer financial services. Future banking services would require a regulated financial-institution partner, with terms, fees and eligibility disclosed before you apply.
What happens when I join the waitlist?
You’ll record your interest in Xettl and share what you wish banking did better. Your name, email and written response stay private. Email updates are optional, and you can unsubscribe at any time. There’s no announced launch date yet.
Join the waitlist.
Moving countries is enough work. Tell us what would make banking easier for you.